Delta Community Insights

Delta Community Insights for March 2022

Live Teller—Our Latest Innovation in Service

Delta Community Live Teller

We are pleased to announce our newest innovation for safe and convenient member service! Live Teller provides interactive banking via video technology, further enhancing the Delta Community service experience. Now you can speak live, on camera, with a Delta Community employee during and after normal banking hours, skipping our traditional teller line and conducting more types of transactions than a standard ATM. With Live Teller, members can make loan payments, cash checks, transfer funds and more. This new service is now available at select Delta Community branch locations and will roll out to others in the months ahead. To learn more, and to find out if your closest branch has Live Teller, visit

Delta Community's Spring 2022 Pay and Get Paid $1,000 Sweepstakes

Young couple looking at phone

Making payments could really pay off! Each time you send a payment with Zelle® or make a qualified transaction with Delta Community’s Bill Pay between March 1 and April 30, you’ll be entered for a chance to win the Delta Community 2022 Pay and Get Paid $1,000 Sweepstakes!1 Qualifying transactions include sending $5 or more to anyone using Zelle,2 adding and paying a new biller ($10 minimum payment required), activating a new eBill3 and setting up an automatic payment .4 Don’t miss your chance to win $1,000. Use Bill Pay and Zelle today!

HBCU Scholarship Application Period Open

HBCU Scholarship

Delta Community will award $20,000 in scholarships throughout 2022 to students of Historically Black Colleges and Universities (HBCUs). Our first HBCU Scholarship entry period is now open and will run through April 30. If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners to each win a $5,000 award from among the most compelling submissions. 

"Catch Me If You Can" Youth Savings Sweepstakes Challenge

Mom teaching young son about money

One of the most valuable lessons we can teach our children is how to earn and save money wisely., The 2022 Delta Community “Catch Me If You Can” Youth Savings Sweepstakes is a great way to establish a tradition of saving with your children. Help your young saver(s), ages 12 and under, set a savings goal to achieve by April 30. Work with them to identify creative ways to earn money and deposit to their Delta Community Youth Savings Account throughout the challenge, and we’ll select 10 winners by random drawing to match what they’ve saved during the contest, up to $100 each! To register for the challenge, complete and return the contest entry form for your saver(s) by March 31, 2022. For more information, and to start the challenge, visit our website.

Philanthropic Fund Grants Awarded in February 

February Philanthropic Fund Recipients

We recently presented two more grants from our 2022 Philanthropic Fund, totaling $17,500 to the organizations listed below:

  • Caring for Others, Inc, pictured left, was awarded $10,000 for their continued work to eradicate homelessness, hunger and inter-generational poverty in metro Atlanta. The grant funds will support their South Atlanta Food Bank, which addresses food insecurities and helps those in need by acquiring fresh, good-quality food essentials.
  • The Scholarship Academy, pictured right, accepted an award of $7,500 to assist with their mission of helping low-income and first-generation college students and their families navigate through the financial aid process. Through The Scholarship Academy, students and families are provided with training, counseling and access to resources to help empower them to finance their college education.

The Delta Community Philanthropic Fund will invest a total of $125,000 throughout 2022 in 20 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve.

Max Out Your IRA Before April 18

couple with paperwork at computer

Maxing out your Individual Retirement Account (IRA) is an important step towards building savings for the future. With tax season upon us, now is the perfect time to consider making additional contributions to your IRA.

Maxing out an IRA offers great tax benefits. The amount that you contribute may be deductible from your taxable income, meaning your savings can grow, tax-deferred, until you withdraw from the account in retirement. Another advantage of maximizing your contribution is the benefit of compounding growth. The combination of a maximum contribution and dividends can generate growth of your savings, allowing the account to reach its full earning potential. This is an easy way to get higher returns on your IRA and plan wisely for retirement.

The deadline to contribute to an IRA for the 2021 tax year is April 18, 2022, so there is still time to make a tax-deferred contribution. The maximum amount you may contribute for 2021 is $6,000 for individuals under age 50, and $7,000 for those over 50.

Confirm Your Current Contact Information

young couple looking at computer

Have you recently moved or changed your phone number or email address? It’s a good idea to make sure that your contact information on file with Delta Community is always up-to-date. We must have your current mailing address to send new, or replacement, debit and credit cards, federal tax documents, account statements or letters about your account that require your attention. It’s also very important that we have record of your best phone number and email address so we can quickly contact you if there's a problem with your account, such as alerting you to possible fraudulent activity.

Did you get married, have a child or make another life change this year? Now is also a good time to update your Payable on Death beneficiaries on your accounts. By assigning beneficiaries, should the unthinkable happen, your loved ones will have clear direction on how you would like your finances distributed.

To update your personal information, log in to Online Banking, select the Account Management tab and choose Update Personal Information, select More in the Mobile App or stop by any of our branches.

Delta Community Ranked Among Nation's Best Credit Unions

Delta Community Duluth branch

Delta Community has been named one of the nation’s top credit unions that consumers should consider in 2022, and is among the top 100 financial institutions in the country. The online publication aggregates information on the nation’s most attractive banking services and rates, and Delta Community was selected and highlighted in the top 100 for our member service, award-winning Mobile App and competitive rates. “We appreciate this recognition as a leader in our industry,” said Delta Community CEO Hank Halter. “Perhaps more importantly, as we enter a third year of pandemic-related uncertainty, we remain focused on providing our members with exceptional service and superior value on the financial products they need to manage their households and businesses.” 

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Our workshop series for March will focus on Credit & Borrowing. We’ll discuss how to understand credit reports, strategies for improving credit scores, the proper use of credit cards, and how to make wise decisions when borrowing money.

  • March 2: 101: Understanding Credit Reports | Live Webinar
  • March 8: Solving the Mysteries of Credit Repots | Live Webinar by BALANCE
  • March 10: 201: Ways to Improve Credit | Live Webinar
  • March 15: Using Credit Cards Wisely | Live Webinar
  • March 17: Solving the Mystery of Credit Reports | Live Webinar by BALANCE
  • March 23: 301: Borrowing Wisely | Live Webinar 

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

  • A Crook Wants to Fix Your Computer—Don’t Fall for Tech Support Scams: Tech support scams are an ongoing attempt to take victims’ money by convincing them that there is a serious problem with their computer when there is no problem; the scammer then offers to fix the problem for immediate payment. The scammers try to convince their innocent targets to pay them to eliminate a virus, malware, or other issue supposedly harming the victim’s computer before it can cause further damage and put their email, social media, healthcare, financial or other accounts in jeopardy of being hijacked.

Financial Status

As of January 31, 2021

  • Assets: $8.9B
  • Deposits: $8.0B
  • Loans: $5.1B
  • Members: 461,234

Holiday Closing

Memorial Day
Monday, May 30

Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811


1 From March 1, 2022 – April 30, 2022 (“Sweepstakes Period”) (1) use Delta Community’s Bill Pay service to (a) add a new payee and make a payment to the payee, (b) activate a new eBill or (c) set up a new AutoPay or (2) use Zelle connected to your Delta Community account to make an external transfer of $5 or more and you’ll be automatically entered to win one (1) of five (5) prizes, each consisting of a $1,000 cash deposit into the winner’s Delta Community Savings Account as part of our Delta Community 2022 Pay and Get Paid $1,000 Sweepstakes! For complete contest rules and details visit

NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to U.S. citizens at least eighteen (18) years of age who are either Delta Community Credit Union members as of February 28, 2022 or residents of the counties in Delta Community Credit Union’s field of membership. Residents of Florida are not eligible to enter this sweepstakes. Mail-in entries must be submitted on a 3x5 card to qualify for entry.

2 Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY OR ASSOCIATED WITH EARLY WARNING SERVICES, LLC OR ZELLE.

3 eBill is an electronic version of a paper bill sent directly to you when a new statement is made available. eBills are sent from a biller to your Delta Community Bill Pay account the same way a paper bill arrives to your home mailbox. Our Bill Pay allows you to view all your eBills—as well as account balances, transactions and statement information—in one convenient place. Also, for additional convenience, you can set up email notifications for when a new eBill arrives in your Bill Pay account. You can set up eBills for any payee that displays an active eBill link in the Bill Pay Payment Center. Just click eBill and follow the simple steps.

4 AutoPay is a means to set up repeating payments in Online Bill Pay. You can set up AutoPay for any company or person you pay regularly. You can set up and manage AutoPay and Reminders from the Payment Center. You can set up payments to be made based on a schedule that works best for you. You can change or stop AutoPay at any time.Insured by NCUA.