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visa platinum rewards credit card

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Visa® Platinum Rewards Credit Card

Earn 10,000 Bonus Reward Points!1

Enjoy the spending power of a Delta Community Visa Platinum Rewards Credit Card, which offers no annual fee, contactless technology and a wide array of rewards to choose from—plus up to 10,000 Reward Points as a head start.

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Variable APR

14.00% – 18.00%

Annual Fee

$0

Welcome Bonus

10,000 Reward Points

when you spend $2,500 in the first 90 days of account opening1

Features & Benefits

  • Low variable interest rates2
  • No annual fee
  • Tap to pay with contactless technology
  • Automatic enrollment in our Reward Points Program
  • 10,000 Reward Points when you spend $2,500 in the first 90 days of account opening1
  • 1.5% Cash Rebate for balances transferred within the first 90 days of account opening3
  • Credit Line up to $50,000
  • Securely make purchases with Mobile Payments
  • Card Management tools allow you to set card alerts, lock and unlock cards, notify Delta Community of upcoming travel, cancel a lost or stolen card or report a damaged card.

Additional Information

For more information on credit card options, benefits, terms and conditions and the Reward Points Program, please visit:

Recent Blog Posts

 

Ready to start earning rewards for Cash Back, Gift Cards, Dining, Travel and Shopping?

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Compare Card Rates

 

*Rates expressed as Annual Percentage Rate (APR).

Competitor APRs as of the first day of the current month, provided by mybanktracker.com

1 The 10,000 Reward Points will be awarded if you spend a net total of $2,500 in signature-based purchase transaction (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers, money transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card agreement. To receive points, account must be in good standing, with deposit balances above zero dollars; any applicable loan payments current; and all accounts in compliance with any other terms, conditions and governing requirements. 

2 Platinum Rewards Card Terms and Conditions

3 Completion of a Balance Transfer is required to obtain a Cash Rebate. Balance transfers from loans or credit cards held at Delta Community do not qualify for this Cash Rebate. The minimum balance transfer amount is $500. This offer is valid for balance transfers on new credit card accounts within 90 days following account opening, or in the instance Delta Community extends marketing offers or promotions from time to time specific to the primary cardholder. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card Agreement. The Cash Rebate will be calculated as 1.5% of the balance(s) transferred and will be credited to your Primary Savings Account after the balance(s) transferred has revolved for two (2) consecutive billing cycles. See the Visa Credit Card Balance Transfer tool within Online Banking for additional Terms & Conditions.

The Contactless Indicator is a trademark owned by and used with permission of EMVCo, LLC.

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Company Product Name APR*
Delta Community Platinum 14.00-18.00%
Company
Delta Community
Product Name
Platinum
APR*
14.00-18.00%
Regions Regions Life Visa 16.24-26.24%
Company
Regions
Product Name
Regions Life Visa
APR*
16.24-26.24%
Bank of America Bank of America Cash Rewards 18.24-28.24%
Company
Bank of America
Product Name
Bank of America Cash Rewards
APR*
18.24-28.24%
Chase Bank Freedom Unlimited Visa 18.99-28.49%
Company
Chase Bank
Product Name
Freedom Unlimited Visa
APR*
18.99-28.49%
Wells Fargo Wells Fargo Active Cash Card 19.24-29.24%
Company
Wells Fargo
Product Name
Wells Fargo Active Cash Card
APR*
19.24-29.24%
Truist Enjoy Cash credit card 19.49-28.49%
Company
Truist
Product Name
Enjoy Cash credit card
APR*
19.49-28.49%

Routing Number: 261071315

NMLS Number: 401141

Customer Support: 800-544-3328

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