Loan Rates
New Cars
| Term |
APR* |
| Up to 12 months |
1.98% to 12.18% |
- Term:
- Up to 12 months
- APR*:
- 1.98% to 12.18%
|
| 24 months |
1.98% to 12.18% |
- Term:
- 24 months
- APR*:
- 1.98% to 12.18%
|
| 36 months |
1.98% to 12.18% |
- Term:
- 36 months
- APR*:
- 1.98% to 12.18%
|
| 48 months |
1.98% to 12.18% |
- Term:
- 48 months
- APR*:
- 1.98% to 12.18%
|
| 60 months |
1.98% to 12.18% |
- Term:
- 60 months
- APR*:
- 1.98% to 12.18%
|
| 61-72 months (greater than or equal to $20,000) |
2.48% to 13.18% |
- Term:
- 61-72 months (greater than or equal to $20,000)
- APR*:
- 2.48% to 13.18%
|
| 73-84 months (greater than or equal to $35,000) |
2.98% to 14.43% |
- Term:
- 73-84 months (greater than or equal to $35,000)
- APR*:
- 2.98% to 14.43%
|
Used Cars
| Term |
APR* |
| Up to 12 months |
1.98% to 12.68% |
- Term:
- Up to 12 months
- APR*:
- 1.98% to 12.68%
|
| 24 months |
1.98% to 12.68% |
- Term:
- 24 months
- APR*:
- 1.98% to 12.68%
|
| 36 months |
1.98% to 12.68% |
- Term:
- 36 months
- APR*:
- 1.98% to 12.68%
|
| 48 months |
1.98% to 12.68% |
- Term:
- 48 months
- APR*:
- 1.98% to 12.68%
|
| 60 months |
1.98% to 12.68% |
- Term:
- 60 months
- APR*:
- 1.98% to 12.68%
|
| 61-72 months (greater than or equal to $20,000) |
2.48% to 13.68% |
- Term:
- 61-72 months (greater than or equal to $20,000)
- APR*:
- 2.48% to 13.68%
|
| 73-84 months (greater than or equal to $35,000) |
2.98% to 14.93% |
- Term:
- 73-84 months (greater than or equal to $35,000)
- APR*:
- 2.98% to 14.93%
|
New and Used Other Vehicle Loans
Rates below are for motorcycle, boat, RV and aircraft loans only.
| Term |
APR* |
| Up to 12 months |
1.98% to 14.50% |
- Term:
- Up to 12 months
- APR*:
- 1.98% to 14.50%
|
| 24 months |
1.98% to 15.00% |
- Term:
- 24 months
- APR*:
- 1.98% to 15.00%
|
| 36 months |
1.98% to 15.00% |
- Term:
- 36 months
- APR*:
- 1.98% to 15.00%
|
| 48 months |
1.98% to 15.00% |
- Term:
- 48 months
- APR*:
- 1.98% to 15.00%
|
| 60 months |
1.98% to 15.00% |
- Term:
- 60 months
- APR*:
- 1.98% to 15.00%
|
| 72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only |
2.48% to 15.50% |
- Term:
- 72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
- APR*:
- 2.48% to 15.50%
|
| 84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only |
2.98% to 16.00% |
- Term:
- 84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only
- APR*:
- 2.98% to 16.00%
|
| 120 months for $50,000 or more on boats, RVs and aircraft loans only |
3.73% to 16.75% |
- Term:
- 120 months for $50,000 or more on boats, RVs and aircraft loans only
- APR*:
- 3.73% to 16.75%
|
| 180 months for $75,000 or more on boats, RVs and aircraft loans only |
4.48% to 17.00% |
- Term:
- 180 months for $75,000 or more on boats, RVs and aircraft loans only
- APR*:
- 4.48% to 17.00%
|
| 240 months for $100,000 or more on boats, RVs and aircraft loans only |
5.23% to 17.00% |
- Term:
- 240 months for $100,000 or more on boats, RVs and aircraft loans only
- APR*:
- 5.23% to 17.00%
|
New and Used Small Vehicle Loans
Are you looking for a vehicle loan for something smaller than a motorcycle, boat, RV or aircraft? Whether it’s a tractor, horse trailer, personal watercraft, ATV, golf cart (new golf carts only) or something else that moves, Delta Community can help with that too.
| Term |
APR* |
| Up to 12 months |
5.25% to 15.50% |
- Term:
- Up to 12 months
- APR*:
- 5.25% to 15.50%
|
| 24 months |
5.50% to 16.00% |
- Term:
- 24 months
- APR*:
- 5.50% to 16.00%
|
| 36 months |
6.00% to 16.00% |
- Term:
- 36 months
- APR*:
- 6.00% to 16.00%
|
| 48 months |
6.25% to 16.00% |
- Term:
- 48 months
- APR*:
- 6.25% to 16.00%
|
| 60 months |
6.75% to 16.00% |
- Term:
- 60 months
- APR*:
- 6.75% to 16.00%
|
Personal Loans
| Term |
APR* |
| Up to 12 months |
6.25% to 16.50% |
- Term:
- Up to 12 months
- APR*:
- 6.25% to 16.50%
|
| Up to 24 months |
6.50% to 17.00% |
- Term:
- Up to 24 months
- APR*:
- 6.50% to 17.00%
|
| Up to 36 months |
7.00% to 17.00% |
- Term:
- Up to 36 months
- APR*:
- 7.00% to 17.00%
|
| Up to 48 months |
7.25% to 17.00% |
- Term:
- Up to 48 months
- APR*:
- 7.25% to 17.00%
|
| Up to 60 months |
7.75% to 17.00% |
- Term:
- Up to 60 months
- APR*:
- 7.75% to 17.00%
|
| Type |
APR* |
| Personal Line of Credit |
10.00% to 17.00% |
- Type:
- Personal Line of Credit
- APR*:
- 10.00% to 17.00%
|
Other Loan Types
| Loan Type |
APR* |
| Deposit Secured Loan****** |
2.30% |
- Loan Type:
- Deposit Secured Loan******
- APR*:
- 2.30%
|
| Visa Platinum Rewards Credit Card |
11.25% to 15.25% Variable Rate |
- Loan Type:
- Visa Platinum Rewards Credit Card
- APR*:
- 11.25% to 15.25% Variable Rate
|
*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month
******The Annual Percentage Rate (APR) for this product is fixed.