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Personal Loan Rates
Vehicle Loan Rates

Loan Rates

New Cars

Term APR*
Up to 12 months 1.78% to 13.28%
Term:
Up to 12 months
APR*:
1.78% to 13.28%
24 months 1.78% to 13.28%
Term:
24 months
APR*:
1.78% to 13.28%
36 months 1.78% to 13.28%
Term:
36 months
APR*:
1.78% to 13.28%
48 months 1.78% to 13.28%
Term:
48 months
APR*:
1.78% to 13.28%
60 months 1.78% to 13.28%
Term:
60 months
APR*:
1.78% to 13.28%
61-72 months (greater than or equal to $20,000) 2.18% to 14.28%
Term:
61-72 months (greater than or equal to $20,000)
APR*:
2.18% to 14.28%
73-84 months (greater than or equal to $35,000) 2.58% to 15.28%
Term:
73-84 months (greater than or equal to $35,000)
APR*:
2.58% to 15.28%

Used Cars

Term APR*
Up to 12 months 1.78% to 13.28%
Term:
Up to 12 months
APR*:
1.78% to 13.28%
24 months 1.78% to 13.28%
Term:
24 months
APR*:
1.78% to 13.28%
36 months 1.78% to 13.28%
Term:
36 months
APR*:
1.78% to 13.28%
48 months 1.78% to 13.28%
Term:
48 months
APR*:
1.78% to 13.28%
60 months 1.78% to 13.28%
Term:
60 months
APR*:
1.78% to 13.28%
61-72 months (greater than or equal to $20,000) 2.18% to 14.28%
Term:
61-72 months (greater than or equal to $20,000)
APR*:
2.18% to 14.28%
73-84 months (greater than or equal to $35,000) 2.58% to 15.28%
Term:
73-84 months (greater than or equal to $35,000)
APR*:
2.58% to 15.28%

To estimate payment amounts, see our Car Loan Calculators.

New and Used Other Vehicle Loans

Rates below are for motorcycle, boat, RV and aircraft loans only.

Term APR*
Up to 12 months 3.98% to 14.98%
Term:
Up to 12 months
APR*:
3.98% to 14.98%
24 months 3.98% to 14.98%
Term:
24 months
APR*:
3.98% to 14.98%
36 months 3.98% to 14.98%
Term:
36 months
APR*:
3.98% to 14.98%
48 months 3.98% to 14.98%
Term:
48 months
APR*:
3.98% to 14.98%
60 months 3.98% to 14.98%
Term:
60 months
APR*:
3.98% to 14.98%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only 4.18% to 15.98%
Term:
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
4.18% to 15.98%
84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only 4.38% to 16.988%
Term:
84 months for $35,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
4.38% to 16.988%
120 months for $50,000 or more on boats, RVs and aircraft loans only 4.58% to 16.98%
Term:
120 months for $50,000 or more on boats, RVs and aircraft loans only
APR*:
4.58% to 16.98%
180 months for $75,000 or more on boats, RVs and aircraft loans only 4.78% to 16.98%
Term:
180 months for $75,000 or more on boats, RVs and aircraft loans only
APR*:
4.78% to 16.98%
240 months for $100,000 or more on boats, RVs and aircraft loans only 4.98% to 16.98%
Term:
240 months for $100,000 or more on boats, RVs and aircraft loans only
APR*:
4.98% to 16.98%

New and Used Small Vehicle Loans

Are you looking for a vehicle loan for something smaller than a motorcycle, boat, RV or aircraft? Whether it’s a tractor, horse trailer, personal watercraft, ATV, golf cart (new golf carts only) or something else that moves, Delta Community can help with that too.

Term APR*
Up to 12 months 5.50% to 15.75%
Term:
Up to 12 months
APR*:
5.50% to 15.75%
24 months 5.75% to 16.25%
Term:
24 months
APR*:
5.75% to 16.25%
36 months 6.00% to 16.25%
Term:
36 months
APR*:
6.00% to 16.25%
48 months 6.25% to 16.25%
Term:
48 months
APR*:
6.25% to 16.25%
60 months 6.50% to 16.25%
Term:
60 months
APR*:
6.50% to 16.25%

Personal Loans

Term APR*
Up to 12 months 6.00% to 16.75%
Term:
Up to 12 months
APR*:
6.00% to 16.75%
Up to 24 months 6.75% to 17.25%
Term:
Up to 24 months
APR*:
6.75% to 17.25%
Up to 36 months 7.00% to 17.25%
Term:
Up to 36 months
APR*:
7.00% to 17.25%
Up to 48 months 7.25% to 17.25%
Term:
Up to 48 months
APR*:
7.25% to 17.25%
Up to 60 months 7.50% to 17.25%
Term:
Up to 60 months
APR*:
7.50% to 17.25%
Type APR*
Personal Line of Credit 10.75% to 17.00%
Type:
Personal Line of Credit
APR*:
10.75% to 17.00%

Other Loan Types

Loan Type APR*
Deposit Secured Loan****** 2.08%
Loan Type:
Deposit Secured Loan******
APR*:
2.08%
Visa Platinum Rewards Credit Card 9.75% to 13.75% Variable Rate
Loan Type:
Visa Platinum Rewards Credit Card
APR*:
9.75% to 13.75% Variable Rate
Visa Secured Card 13.75%
Loan Type:
Visa Secured Card
APR*:
13.75%

*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month

******The Annual Percentage Rate (APR) for this product is fixed.