September 2025
The Road Ahead Looks Brighter with Delta Community
If you're in the market for a car or ready to explore in a new recreational vehicle, now’s the perfect time to finance your next ride with Delta Community.
Now through October 31, 2025, we have a limited-time offer on New and Used Car Loans, as well as Recreational Vehicle Loans.1 Qualified borrowers with excellent credit can enjoy rates as low as 3.79% APR,2 helping you save more and drive with confidence.
Applying is quick and easy. Simply log in to Online Banking or our Mobile App and select Apply for a Loan. Don’t miss this opportunity to save—lock in your low rate today and enjoy the ride ahead!
Love to Learn Contest
The annual Love to Learn Contest is in full swing! Our Sandy Savers™ and Cool Cash Kids are sharing what they’re most excited to learn this school year. Entries are open now through September 30, and kids can participate in any creative format they choose—drawings, poems, videos, stories or any other form of expression that showcases their enthusiasm for learning. Three winners will receive a $100 deposit into their Youth Savings Account.
New this year, we’re adding an extra credit assignment! Participants can spotlight someone who has been a positive influence in their life—whether it’s a teacher, parent, coach or neighbor. These are the people who help make learning meaningful and fun. Three adults will receive a $50 Amazon gift card as a thank-you for their inspiration.
And there’s more! The first 100 participants will receive a special back-to-school gift, mailed directly to their home. Encourage your young savers to let their creativity shine and share what they’re excited to learn this year.
HBCU Application Period Now Open
This year, Delta Community will award $25,000 in scholarships to students attending historically Black colleges and universities (HBCUs). Our second HBCU Scholarship entry period is open and will run through October 31! If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners from among the most compelling submissions to each receive a $5,000 award.
Visit DeltaCommunityCU.com/HBCU to apply and learn more about previous winners.
Pay No Closing Fees with a Delta Community Home Equity Loan
Whether you're planning home improvements, tackling high-interest debt or funding a major purchase, now’s the perfect time to put your home’s equity to work. With a Home Equity Loan or Home Equity Line of Credit you’ll enjoy flexible financing—and for a limited time, pay no closing fees when you apply by October 31, 2025.3
Our experienced Home Equity Specialists are here to help you find the right solution for your goals so you can move forward with confidence and keep more money in your pocket. Use your equity for renovations and repairs, debt consolidation,4 travel, special occasions or whatever you need.
Ready to get started? Visit DeltaCommunityCU.com/HomeEquity, call 866-963-7811 (select option 1), or email us at Home.Loans@DeltaCommunityCU.com to connect with a Home Equity Specialist today.
Pay and Get Paid $1,000 Sweepstakes
Sending money to a friend or paying bills could really pay off! Each time you send a qualifying transaction with Zelle® or with Delta Community’s Bill Pay between September 1 and October 31, you’ll be entered for a chance to win the Delta Community Fall 2025 Pay and Get Paid $1,000 Sweepstakes,5 where five recipients will win $1,000! Qualifying transactions include sending $5 or more to enrolled family and friends using Zelle®, adding and paying a new biller ($10 minimum payment required), activating a new eBill and setting up an automatic payment . Don’t miss your chance to win $1,000. Use Bill Pay and Zelle® today!
Delta Community Named Top Place to Work in Atlanta
We’re excited to share that Delta Community Credit Union has once again been named one of the Best Places to Work in Atlanta by the Atlanta Business Chronicle. This marks our 11th consecutive year receiving this honor, which celebrates companies that foster outstanding workplace culture and employee engagement. Delta Community was ranked second among large companies with more than 500 employees.
This recognition reflects the passion, dedication and teamwork of our incredible employees who bring our mission to life every day.
Interested in joining a top workplace? We’re hiring! Explore opportunities in our Member Care Center in Vinings, as well as positions across our metro Atlanta branches. You can apply in minutes using your phone or tablet. Learn more and get started today at DeltaCommunityCU.com/Careers.
Jai Rogers-Thomas Elected President of Trees Atlanta Board
We’re proud to announce that Jai Rogers-Thomas, Delta Community’s Vice President of Business and Community Development, has been elected President of the Trees Atlanta Board of Directors. Jai was unanimously selected for the position on August 1, continuing her dedicated service to the organization, where she’s been a board member since 2020.
In her time with Trees Atlanta, Jai has served on several key committees and led fundraising efforts, including three years as a host for the organization’s signature Root Ball event—two as chair and one as co-chair.
“I have dedicated my career to enriching the lives of individuals and families by strengthening our communities through collaboration, education and volunteerism,” said Rogers-Thomas. “I am honored to serve Trees Atlanta in this new capacity, as their mission to protect and enhance the urban canopy aligns with my personal values and Delta Community’s commitment to corporate stewardship.”
With more than 25 years of experience in community engagement, Jai will continue to lead Delta Community’s investment and outreach efforts while lending her leadership and expertise to an organization focused on preserving Atlanta’s natural beauty. Congratulations, Jai!
Financial Education Center Seminars
At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.
Join us for our September workshops as we focus on Building Financial Resilience. Learn practical strategies to build a solid financial foundation, strengthen your credit, and overcome financial setbacks – whether you’re a young adult, self-employed professional, or navigating life’s unexpected challenges.
In addition, you can also register for an Individual Coaching Session with a certified financial coach from BALANCE.
Check our Events & Seminars page for more information on upcoming seminars.
Monthly Blogs
- A Brief Overview of FAFSA® for College Loans—Part 2: If you're preparing to apply for federal student aid, Part 2 of our FAFSA® blog series walks you through how to get started—beginning with creating your FSA ID and gathering important documents like tax returns and school lists. It also explains the different ways to fill out the FAFSA® form and offers tips to help streamline the process. Read the full post for a quick and helpful overview before you begin your application.
- The Government Is Not Threatening You in an Email, Text or Call—It’s a Scam: In this blog, we expose the alarming rise of government imposter scams—fraudsters impersonating federal agencies like the IRS or FBI through emails, texts or calls to intimidate victims into sending money via wire transfer, gift cards or cryptocurrency. The piece reassures you that legitimate government agencies do not operate this way and highlights the FTC’s new enforcement rule (in effect since April 1, 2024) aimed at curbing impersonation scams.
- How to Pay Off Credit Card Debt—Part 1: In Part 1 of our series on tackling credit card debt, we explore why rising balances can become a heavy burden—especially since credit card interest rates now average around 23%, much higher than most loans.
Financial Status
As of July 31, 2025
- Assets: $8.8B
- Deposits: $7.8B
- Loans: $5.7B
- Members: 521,230
Holiday Closing
Monday, October 13
Columbus Day, Closed
Contact Us
Member Care: 800-544-3328
Home Loans: 866-963-7811
Locations
EVERYTHING YOUR BANK SHOULD BE™
1. Recreational Vehicle Loans are loans for aircraft, boats, motorcycles and RVs.
2. Annual Percentage Rate (APR) available September 1 – October 31, 2025. Rate is based on creditworthiness and terms of the loan.
3. Offer valid for Home Equity Loans and Home Equity Lines of Credit applied for between September 1 – October 31, 2025. Borrower will be responsible for prepaid interest, taxes, insurance (including state intangible tax where required) and attorney fees where required by state law to be paid by borrower Adequate property and flood insurance required, if applicable. All loans subject to credit approval and acceptable property. HELOCs have a variable Annual Percentage Rate (APR) and are based on an index plus a margin. It is subject to change monthly with the Prime Rate (the index) as published in the Wall Street Journal. As of July 30, 2025, the APR ranges from 7.25% to 8.25% depending on creditworthiness and loan to value. The APR will never be lower than 3.00% or higher than 15.00%.
4. For debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest.
5.During September 1, 2025 - October 31, 2025 (“Sweepstakes Period”) (1) use Delta Community’s Online Bill Pay service to (a) add a new payee and complete a payment to the payee of at least $10, (b) activate a new eBill or (c) set up a new AutoPay or Recurring Payment or (2) use Zelle connected to your Delta Community account to schedule and send $5 or more and you'll be automatically entered to win one (1) of five (5) prizes, each consisting of a $1,000 cash deposit into the winner’s Delta Community Savings account, as part of our Delta Community Fall 2025 Pay and Get Paid $1,000 Sweepstakes! For complete sweepstakes rules and details visit www.deltacommunitycu.com/PayandGetPaidSweepstakesRules.
NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to citizens who are at least 18 years of age and eligible for membership in Delta Community Credit Union. Mail-in Entries must be submitted on a 3x5 card to qualify for entry.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY OR ASSOCIATED WITH EARLY WARNING SERVICES, LLC OR ZELLE®.
