Important Notice

You are accessing a secure site with confidential information which is restricted to authorized persons only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Violators will be prosecuted to the fullest extent of the law.

Open an account

Blog

budget, credit, savings, taxes

Ready for Your Child Tax Credit Payments Starting July 15? What You Should Know Now.

July 14, 2021

Below are questions and answers on the U.S. government's Child Tax Credit program and how it will operate in 2021 to provide eligible parents with tax credit payments beginning in mid-July 2021.

budget, credit, education, savings

Learning a Lesson in Back to School Savings

July 01, 2021

So…it’s getting well into the summer, fall is coming, and that can only mean it’s time for one of the many annual rites that parents indulge in—the official buying of back-to-school supplies. Whether it’s uniforms, rulers, pens, notebooks, backpacks, erasers, binders, folders, pencils, calculators or laptop computers—or hundreds of other types of required materials or equipment—back-to-school shopping is a big event for parents, students and retailers, as well as the states that tax some of these purchases.

credit, investment, savings, security

Don’t Click 'Unsubscribe' From Spam Emails and Texts—Managing Spam

June 16, 2021

For many people there is a daily dependence on their work or personal cellphone and computer for the tasks they need or want to accomplish online. Our digital devices offer a good variety of communications options—the standard video, email, text, as well as newer, innovative applications that blend text, video, and audio functions. Along with a variety of communications options, there are plenty of unwanted messages that come into inboxes and text apps that seem to be unending—spam. Spam emails and texts are a regular and annoying disadvantage of our reliance on the 21st century digital technology that is present in all parts of our lives.

budget, investment, retirement, savings

What to Do with the Money You Saved by Quarantining at Home

June 01, 2021

Earlier this year the blog suggested how to use your 2020 stimulus payment, tax refund, commission or bonus wisely, and here are some additional spending and saving recommendations for what may be a new source of available funds for some of us—quarantine savings.

education, investment, savings, security

Protecting Yourself Online While Working or Learning from Home

May 14, 2021

Over the past year, and primarily because of the COVID-19 pandemic, many more people have become used to working from home (“WFH”) regularly, taking online classes, or overseeing their children using remote learning. All of this dedicated online time means that there are more opportunities for your work computer, home network, and personal computer to be exposed to cyberattacks. It’s important to always be alert to threats online, and following are some suggestions for enhancing your online protection while working or learning at home.

budget, investment, real estate, savings

Getting Your House Ready for Warm Weather

April 28, 2021

A house is a major investment, and with regular maintenance it’s one that can appreciate in value for many years to come. But there is also an ongoing investment that needs to be made in keeping the house clean, repaired, functioning well, and looking attractive. Especially for outdoor upkeep, it can be easier to maintain the house in warmer months, when there is no snow and daylight starts to get longer. Spring is an ideal time to start cleaning and doing repairs on the house, including taking care of annual tasks that get it ready for outdoor activities such as grilling and entertaining.

community, education, savings, scholarship

Paying it Forward—Our Community Support in 2020

April 14, 2021

In 2020, Delta Community continued to provide financial, educational, and volunteer support to the communities we are privileged to serve in Georgia, Kentucky, Texas, and Utah. Our efforts are summarized in our 2020 Community Investment Report.

investment, retirement, savings, taxes

Please Call Us to Make a 2020 Contribution to Your Delta Community IRA, HSA or ESA

April 13, 2021

The U.S. Internal Revenue Service (IRS) recently announced a deadline extension for individuals to make 2020 contributions to tax-advantaged savings accounts; the new deadline is May 17, 2021 for the 2020 tax year. If you haven’t maximized your Individual Retirement Account (IRA and Roth IRA), Health Savings Account (HSA), or Coverdell Education Savings Account (Coverdell ESA) contribution for last year, Delta Community is available to personally assist you over the phone.

credit, savings, security, taxes

Unemployment Insurance Claims, Identity Theft and State Taxes—Why You Need to Protect Yourself

April 01, 2021

In 2020, the COVID-19 coronavirus pandemic strongly affected the U.S. economy and the personal livelihoods of millions of Americans. According to the U.S. government’s Bureau of Labor statistics, the unemployment rate in April 2020 increased by 10.3 percentage points to 14.7 percent. This is the highest rate and the largest over-the-month increase in the history of the data going back to January 1948. From March to mid-October 2020, the total number of claims for unemployment insurance was estimated to be approximately 65 million, a new record, and the claims continued to accumulate through December 2020.

investment, retirement, savings, taxes

How to File Your Taxes Online for Free

March 24, 2021

Filing your taxes online has become a preferred method for many Americans. Often, they purchase and use tax preparation software to complete their taxes, and then they may also pay a fee to have their taxes transmitted and filed with the Internal Revenue Service (IRS) using the software. But there is an option for filing your taxes over the internet that generally doesn’t require a purchase or a transmission fee, and it has the benefit of using versions of well-known tax software.

Displaying results 1-10 (of 38)

|< < 1 - 2 - 3 - 4 > >|