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Credit Cards

Rewards Credit Cards, Additional Card Services and More

Open a new Delta Community Visa® Credit Card and earn up to 10,000 Reward Points!

Your spending power can go far with a Delta Community Visa Platinum Rewards Credit Card. Your purchases earn points which can be redeemed for a wide array of everyday rewards like Cash Back, Gift Cards, Travel and more. Plus, you can earn 10,000 Reward Points when you open a new card and spend $2,500 in the first 90 days of account opening.*

Personal Credit Card Offers

Our Visa Credit Cards offer:

  • Low, competitive rates
  • No annual fee
  • Easy-to-understand terms
  • Free Reward Points Program
    • Earn 1 point for every $1 spent on eligible purchases
    • Bonus Reward Points Program – each quarter you can earn 2x and 3x Reward Points in select categories
    • Reward options include: Cash Back, Gift Cards, Merchandise and Travel with no blackout dates
  • Credit Lines from $500 to $50,000
  • Secure purchase options with Mobile Payments

Security for Your Cards

Shop safely with Delta Community's Visa Credit Cards:

  • Visa’s Easy, Smart and Secure Online Checkout
    Enjoy an easy, smart and secure digital checkout experience when you click to pay with your Delta Community Visa Debit or Credit Card when you see this icon click to pay with payment icon where Visa is accepted.
  • Visa Zero Liability Policy
    You are guaranteed not to be held responsible for fraudulent charges if your card information is compromised.
  • Verified by Visa
    Enables online merchants to confirm a cardholder’s identity before an online transaction is made and approved. Your Delta Community Visa Cards are automatically enrolled in this service, allowing you to shop online without interruption.
  • Fraud Protection
    We are here to help keep your Delta Community Visa Credit Card account safe and secure. Contact us immediately at 800-544-3328 if you notice any suspicious transactions on your account.
  • Smart Chip Technology
    Learn how chip technology offers enhanced fraud protection for your Delta Community Visa Cards.

Additional Credit Card Services

  • Balance Transfers
    Receive a 1.5% Cash Rebate when you transfer high-rate loan balances to your Delta Community Visa Platinum Rewards Credit Card. Plus there's no Balance Transfer fee!
  • Credit Line Increase
    Feel like you need more credit to meet your spending needs? Let us help determine if a Credit Line Increase is right for you.
  • Online Banking Access
    Enroll in Online Banking to easily make payments on your Credit Card, review your purchase history, make cash advances to your Checking Account, and receive your Visa statement electronically.
  • Mobile Payments
    It's easy to add your Delta Community Visa Credit Card to your preferred digital wallet, such as Apple Pay, Android Pay (Google Pay) or Samsung Pay.

Learn more about about other benefits that come with your Delta Community Visa Credit Card, such as Roadside Dispatch, Purchase Security, Warranty Manager, Emergency Card Replacement, Emergency Cash Disbursement, Travel and Emergency Assistance Services and Auto Rental Collision Damage Waiver (secondary coverage).

*The 10,000 Reward Points will be awarded if you spend a net total of $2,500 in signature-based purchase transactions (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card Agreement. To receive points, account must be in good standing, with deposit balances above zero dollars; any applicable loan payments current; and all accounts in compliance with any other terms, conditions and governing requirements.