Visa® Platinum Rewards Credit Card

Visa Platinum Rewards Credit Card at Delta community credit union

No Annual Fee and All the Benefits of a Credit Union Credit Card

Earn 10,000 Bonus Reward Points!1

Your spending power can go far with a Delta Community Visa Platinum Rewards Credit Card. Earn 1 point for each $1 spent in eligible purchases. Plus, you can earn 10,000 Bonus Reward Points when you open a new card and spend $2,500 in the first 90 days of account opening.1

Treat Yourself or Give Gifts with Reward Points

Get Reward Points easily on every qualifying purchase and redeem for:

  • Cash Back
  • Retail Gift Cards
  • Dining Gift Cards
  • Merchandise
  • Travel with no blackout dates (air, hotel and rental car)
Apply Now

Platinum Rewards Credit Card Features & Benefits:

  • Low variable interest rates2
  • No annual fee
  • Automatic enrollment in our Reward Points Program
  • 10,000 Reward Points when you spend $2,500 in the first 90 days of account opening1
  • 1.5% Cash Rebate for balances transferred within the first 90 days of account opening3
  • Credit Line up to $50,000
  • Securely make purchases with Mobile Payments

More Information

For more information on credit card options, benefits, terms and conditions and the Reward Points program, please visit:

Learn More About Our Platinum Rewards Visa Credit Card

  • Credit Card Rates

    Compare Rewards Credit Card Interest Rates

    Company Product Name APR*
    Delta Community CU Platinum 11.25-15.25%
    Delta Community CU
    Product Name
    SunTrust Prime Rewards 12.24-22.24%
    Product Name
    Prime Rewards
    Regions Regions Life Visa 13.49-23.49%
    Product Name
    Regions Life Visa
    Bank of America BankAmericard Cash Rewards 15.49-25.49%
    Bank of America
    Product Name
    BankAmericard Cash Rewards
    Chase Bank Freedom Visa 16.49-25.24%
    Chase Bank
    Product Name
    Freedom Visa
    Wells Fargo Rewards Card 16.49-25.49%
    Wells Fargo
    Product Name
    Rewards Card

    *Rates expressed as Annual Percentage Rate (APR).

    Competitor APRs as of the first day of the current month, provided by

  • Apply Now

    Apply for a Delta Community Credit Union Credit Card Today!

    Ready to start earning rewards for Cash Back, Gift Cards, Dining, Travel and Shopping?

    If you already have an account with Delta Community, applying for a Credit Card online is a simple process.

    Log into your Online Banking account and select Apply for a Loan or Credit Card from the Loans tab.

    Don’t Have a Delta Community Credit Union Account?

    It’s easy to apply online for a Credit Union account today!

    Once you've been approved, your new account information will be mailed within three to seven business days. Immediately register for your Online Banking account and apply for a Delta Community Credit Union Visa Platinum Rewards Credit Card by selecting Apply for a Loan or Credit Card from the Loans tab.

    Credit Card Questions?

    You can call us at any time via our toll-free number at 800-544-3328 or locally at 404-715-4725.

    Come Say Hello

    Looking for a local credit union? We have several Delta Community branches around metro Atlanta that you can visit. Friendly Credit Union representatives will be happy to assist you.


The 10,000 Reward Points will be awarded if you spend a net total of $2,500 in signature-based purchase transactions (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card Agreement. To receive points, account must be in good standing, with deposit balances above zero dollars; any applicable loan payments current; and all accounts in compliance with any other terms, conditions and governing requirements.

Platinum Rewards Card Terms and Conditions

The minimum balance transfer amount is $500. Balance Transfer requests cannot be transferred or used by any persons other than the primary cardholder on the account. You will not qualify for this offer if you are in default of your Delta Community Visa Card Agreement. The Cash Rebate will be calculated as 1.5% of the balance(s) transferred and will be credited to your Primary Savings Account after the balance(s) transferred has revolved for two consecutive billing cycles. See the Balance Transfer Request form within Online Banking for additional Terms & Conditions.