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Additional Credit Card Benefits

A Credit Card With More Benefits

With low rates, no annual fee and great rewards, there’s no reason to use any other card. Plus, our Visa® Credit Card includes several other awesome benefits as well. View the Delta Community Visa Platinum Rewards Credit Card Guide to Benefits.

young women checking additional benefeits of credit card online

Visa’s Easy, Smart and Secure Online Checkout

Delta Community offers the next evolution of online buying with an enhanced digital checkout experience so you can click to pay the easy, smart and secure way. Use your Delta Community Visa Debit or Credit Card wherever you see this icon click to pay with payment icon where Visa is accepted.

Visa’s Zero Liability

Visa's Zero Liability policy guarantees that you won't be held responsible for fraudulent charges if your card account information is compromised. Always review your account activity, and if you notice any suspicious activity on your card, contact us at 800-544-3328 to report it.

Verified by Visa

Your Delta Community Visa Cards are automatically enrolled in Verified by Visa, which employs advanced technology to monitor transactions and removes the need for passwords, allowing you to shop online without interruption. Verified by Visa enables online merchants to confirm a cardholder's identity before an online transaction is approved. This added step helps prevent unauthorized users from using your card online to perform fraudulent transactions.

Mobile Payments

Provision your Delta Community Credit Card with Apple Pay, Google Pay or Samsung Pay and enjoy a new, convenient way to pay. Mobile Payments allow you to securely make purchases without sharing your credit card information with the merchant.

Purchase Security

When you use your Delta Community Visa Credit Card, Purchase Security gives you confidence that your purchase is protected. And whether you're buying something for yourself or buying a gift for someone else, Purchase Security can replace, repair or reimburse you up to $500. This coverage also extends to theft and certain types of damage.

Warranty Manager

If you want to protect or manage the warranty of products you have purchased with your Delta Community Visa Credit Card, we offer the Visa Warranty Manager Service. You can register your current contract warranty, get important product coverage information and even extend the original manufacturer’s warranty in some instances through Extended Warranty Protection. To file a claim, call 800-551-8472.

Roadside Dispatch

Enjoy the peace of mind offered by a 24/7 on-demand referral dispatch network that provides emergency pay-per-use roadside assistance such as battery boosts, tire changing, fuel delivery, towing and locksmith services. There are no annual dues or limits on usage. Each service call is $69.95. Service call fees are subject to change at any time; however, members will be notified of pricing prior to any service dispatch. Call 800-VISA-TOW (800-847-2869) for further details.

Lost or Stolen Card Reporting

You can report your card lost or stolen with one call, and your account will be immediately blocked to prevent fraudulent charges. You can report a lost or stolen card by:

  • Contacting Delta Community in the U.S. or Canada at 800-544-3328.
  • Logging in to your Online Banking account, selecting the Additional Services tab and going to the Card Management section. You can also submit a secure message.
  • Calling Visa at 800-VISA-911 (800-847-2911). You can also call Visa collect while traveling overseas, at 410-581-9994.

Emergency Card Replacement/Emergency Cash Disbursement (ECR/ECD)

This efficient, 24x7x365 worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. In the U.S., your Delta Community Visa Credit Card can be replaced within 24 hours. Outside the U.S. it is often replaced within one business day. Cardholders can receive up to $5,000 in emergency cash within 24 hours that can be picked up at an Emergency Service Location. For assistance, call 800-VISA-911 (800-847-2911).

Travel and Emergency Assistance Services (TEAS)

TEAS is available by calling a toll-free, 24-hour Benefit Administrator line at 800-992-6029. If you are outside of the United States, call collect at 804-673-1675. This program provides assistance, such as Medical and Legal Referral Assistance, Emergency Ticket Replacement, Emergency Translation Service and Emergency Message Service. Please note that TEAS is provided on a best-efforts basis and may not be available due to time, distance or location. Cardholders are responsible for the cost of any services received.

Auto Rental Collision Damage Waiver

Eliminate the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles This supplemental insurance becomes effective after your primary coverage for the repair or replacement of a damaged rental vehicle due to collision, theft or other physical damages, up to the actual cash value of most rental cars. You’re automatically protected when you decline the collision coverage at the time of rental when you pay with your Delta Community Visa Credit Card. View details about this secondary coverage and instructions on how to report a claim.