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Personal Line of Credit

Fast and Easy Access to Funds

What is a Personal Line of Credit?

A Delta Community Credit Union Personal Line of Credit is a line of credit up to $20,000, based on creditworthiness and ability to repay.

Apply Now for a Personal Line of Credit

Overview & Benefits

With a revolving line of credit you have the freedom to spend funds wherever and whenever you need.

  • No annual fee
  • No collateral required
  • Competitive rates
  • Flexible payment options
  • Provides overdraft protection for your Personal Checking Account
  • Access funds online or at your local branch

Rates

Line of Credit Rates

Competitive Personal Line of Credit Rates for Your Needs

Choose a Personal Line of Credit to consolidate bills, pay for unexpected expenses like car repairs, or take a vacation.

Type APR*
Personal Line of Credit 10.75% to 17.00%
Type:
Personal Line of Credit
APR*:
10.75% to 17.00%

*Rates expressed as APR-Annual Percentage Rate.

Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.

Fees

Loan Fees

 

Fee Type Amount
Copy of Personal Line of Credit Check $3.00
Fee Type:
Copy of Personal Line of Credit Check
Amount:
$3.00
Late Payment Fee $25.00 per month late
Fee Type:
Late Payment Fee
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer $8.00
Fee Type:
Pay by Phone Loan Payment Transfer
Amount:
$8.00
Stop Payment for Personal Line of Credit Check or ACH $25.00
Fee Type:
Stop Payment for Personal Line of Credit Check or ACH
Amount:
$25.00

Apply Now

Apply for a Personal Line of Credit Now!

Apply online by simply logging in to your Online Banking account, selecting the Loans tab and then choosing Apply for a Loan or Credit Card.

Call Us or Visit a Local Delta Community Credit Union Branch Today

Call us at 800-544-3328 or come into any one of our branches to apply.

Open a Delta Community Credit Union Account

Not a member yet? Apply for an account at Delta Community and enjoy great rates and all the other benefits of membership.