1. Annual Percentage Rate (APR) available September 1 through October 31, 2025. Vehicle loans currently financed through the Credit Union cannot be refinanced with this offer. This offer is based on our estimation of your income and is contingent upon your (a) continuing to meet credit worthiness requirements, (b) meeting income requirements consistent with the estimated values we obtained, (c) housing expenses within acceptable limit and (d) providing acceptable collateral to secure the loan. Income verification may be required. Funds can only be used for a single purchase not to exceed the offer amount. Offer cannot be combined with any other offer and is not transferable. You may apply for a higher loan amount; however, the interest rate and estimated monthly payment may change.
2. Guaranteed Asset Protection, or GAP, is collateral value protection offered for purchase by Delta Community Credit Union. Enrollment in this collateral value protection is voluntary and not required to obtain the loan. A single pay feature may be available. Additional disclosures will be provided describing terms, conditions, refunds and cancellations prior to fee payment. Please contact a Delta Community Loan Consultant at 844-544-9478 for additional information on benefit maximums, eligibility, limitations and a copy of your contract. GAP is only offered for New and Used Car Loans.
3. Mechanical Breakdown (MBP) or Extended Warranty product offered for purchase by Members Insurance Advisors, LLC a wholly-owned subsidiary of Delta Community Credit Union. Enrollment in this product is voluntary and not required to obtain a loan. Mechanical Breakdown Protection is only offered for New and Used Car Loans.
