Overview & Benefits
Great Rates and Service
In addition to our low rates, you get the friendly, knowledgeable service you expect from Delta Community, along with some added benefits that make it easier to get started:
- No application fee
- Easy online application
- Affordable payment options
- No pre-payment penalties
- Simple electronic closing process
And, it's not too late to take advantage of Delta Community's great low rates, even if you financed your car or truck elsewhere. Ask us how to refinance today!
More Member Benefits
As a Delta Community member, you'll receive a .25% rate discount when you purchase through Carvana and finance with Delta Community.1 Conveniently shop online for your next car at Carvana.com/DeltaCommunity and search their selection of thousands of vehicles using dynamic filters to find the car that fits your life. Get your car as soon as the next day with Carvana's touchless delivery service or pick it up at one of their state-of-the-art vending machines. Purchases are Carvana Certified with a 100-day/4,189-mile “Worry Free Guarantee” and Carvana's 7-Day Money Back Guarantee. There are no dealership or document fees, and Carvana will accept your trade in and provide an offer for your vehicle that is valid for 7 days.
And, like many dealers, Delta Community offers Guaranteed Asset Protection (GAP)2 and Mechanical Breakdown Protection (MBP)3 that can be factored into your car loan. But, unlike the dealer, we offer our members exclusive rates and features that can save you hundreds of dollars over the long run. Ask your Loan Consultant for more information about our loan protection options.
Want some help finding the right auto?
There are a few ways we can help. It's just another one of the many complementary benefits of being part of Delta Community.
Take the guesswork out of purchasing a car with our Auto Calculators. Determine how much vehicle you can afford, or calculate the financial impact of leasing an auto over purchasing it outright. These handy tools can even help you decide if you should upgrade to a more fuel efficient vehicle.
Our Financial Education Center is designed to improve the financial lives of our members. In addition to online courses, Delta Community Credit Union offers in-person seminars and workshops on a variety of financial topics, including buying a car and using credit wisely.