Overview & Benefits
Great Rates and Service
In addition to our low rates, you get the friendly, knowledgeable service you expect from Delta Community, along with some added benefits that make it easier to get started:
- No application fee
- Easy online application
- Affordable payment options
- No pre-payment penalties
- Simple electronic closing process
And, it's not too late to take advantage of Delta Community's great low rates, even if you financed your car or truck elsewhere. Ask us how to refinance today!
More Member Benefits
As a Delta Community member, you can also conveniently shop for new and used cars at Carvana.com/DeltaCommunity. With Carvana, you can shop, click and then drive your new car with Carvana's touchless car delivery service. You'll gain access to thousands of vehicles online and will also get an additional .25% rate discount when you purchase through Carvana and finance with Delta Community.
And, like many dealers, Delta Community offers Guaranteed Asset Protection (GAP) and Mechanical Breakdown Protection (MBP) that can be factored into your car loan. But unlike the dealer, we offer our members exclusive rates and features that can save you hundreds of dollars over the long run. Ask your Loan Consultant for more information about our loan protection options.
Want some help finding the right auto?
There are a few ways we can help. It’s just another one of the many complementary benefits of being part of Delta Community.
One way is to utilize Carvana, a free new and used car buying service for our members. They’ll sit down with you, find out what you’re looking for, and then do the work of finding it for you. They have longstanding relationships with auto dealers all over metro Atlanta for new autos, or you can choose a used auto from Carvana’s online inventory. Have your car delivered to your home, office or closest Delta Community branch. Members can also pick up their used auto from Carvana’s Midtown Atlanta vending machine. And, when you finance with Delta Community and purchase through Carvana.com/DeltaCommunity, you'll receive an extra .25% off your already low rate.
Take the guesswork out of purchasing a car with our Auto Calculators. Determine how much vehicle you can afford, or calculate the financial impact of leasing an auto over purchasing it outright. These handy tools can even help you decide if you should upgrade to a more fuel efficient vehicle.
Our Financial Education Center is designed to improve the financial lives of our members. In addition to online courses, Delta Community Credit Union offers in-person seminars and workshops on a variety of financial topics, including buying a car and using credit wisely.