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Budget, Credit, Holiday, Savings

How to Celebrate Valentine’s Day on a Budget

We have a few ideas for making Valentine’s Day this year still special, but not expensive, for a very important person or persons.

Budget, Credit, Holiday, Security

7 Easy Tips for Safer Online Shopping During the Holidays

Any online retailer, no matter how large and technologically advanced, may fall victim to sophisticated hackers breaching its cybersecurity defenses. If a retailer’s website is successfully hacked, then consumers’ personal accounts, including financial information, are also at risk.

Budget, Credit, Holiday

Get Ready Now for Black Friday and Cyber Monday Sales

Black Friday and Cyber Monday are coming up. Soon. Are you ready? Do you have a personal management plan for maximizing these two annual sales events? Following are some suggestions for holiday budgeting and spending while strategically maximizing the discount benefits of the two big seasonal sales days of Black Friday and Cyber Monday.

Budget, Credit, Holiday, Savings

6 Quick Tips for Saving During Holiday Shopping

Whether shopping for food, for gifts, or for yourself, shopping is commonplace holiday activity. Something always needs to be bought, and it’s always better save some money when spending, whether it’s for absolutely essential or for not quite so necessary items. But saving money may involve some extra effort, such as going to multiple stores or waiting for seasonal sales, and that effort may actually end up hindering our efforts to be careful with our cash if we inadvertently get too enthusiastic with holiday shopping. We may happily congratulate ourselves on all the money we’re saving because we are spending more of it. But not all money-saving tips take a significant amount of time or activity for people to benefit from them.

Budget, Holiday, Vacation

How to Save Money with an Off-Peak Season Vacation

With a high demand for travel in warm months—peak travel season—also come seasonal (and often higher prices) for transportation and lodging. Getting somewhere and staying there is usually less expensive during the fall and winter. If costs are an issue when considering travel, then an off-peak season sojourn can be an opportunity to save and get more enjoyable experiences for less money. Off-peak months in the U.S. are approximately September through March, the core fall and winter months, which is also when most schools are still in session.

Holiday, Savings, Budget, Credit

Tips to Manage Holiday Spending–Part 2

It is not unusual to increase spending during the holidays as shoppers try to get the perfect gifts for family, friends, and colleagues. Being strategic in holiday spending now will help you prepare for and manage after-holiday bills in the new year. Following—continued from Part 1 of this post—are more practical tips to ensure you stay on budget this year, rather than overspending during the holidays. The sections below focus on managing money, keeping track of expenses and creative gift giving.

Budget, Credit, Holiday, Savings

Tips to Manage Holiday Spending–Part 1

It is not unusual to increase spending during the holidays as shoppers try to get the perfect gifts for family, friends and colleagues. Although it can be easy to overspend on holiday shopping, with a little bit of planning, budgeting and discipline, it is possible to celebrate without using too much of your cash or maxing out your credit card limits in November and December. By planning and budgeting carefully during the last months of the year, you can prepare for and manage after-holiday bills in January.

Budget, Credit, Holiday, Savings

Are You Holiday Shopping? Price Match to Save Money!

With holiday shopping underway after Black Friday and Cyber Monday, consumers are eagerly looking to take advantage of sales, discount deals, and coupons while going from store to store (or websites) for the best prices. By price matching, you can sometimes get a money-saving discount without having to do so much legwork, if you’re willing to do some investigating into price-matching policies.

Budget, Credit, Holiday, Savings

Smart and Safe Buying On Black Friday and Cyber Monday

It is early in the month; there is still time to have a strategy and plan for getting the right goods at the right price during November sale days, and here are some ideas for making the most of your shopping dollars.

Holiday, Security, Vacation

Be Careful with Public Wi-Fi Networks
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