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Fast and Easy Access to Funds
What is a Personal Line of Credit?
A Delta Community Credit Union Personal Line of Credit is a line of credit up to $20,000, based on creditworthiness and ability to repay.
Apply Now for Personal Line of CreditWith a revolving line of credit you have the freedom to spend funds wherever and whenever you need.
Competitive Personal Line of Credit Rates for Your Needs
Choose a Personal Line of Credit to consolidate bills, pay for unexpected expenses like car repairs, or take a vacation.
| Type | APR* | |
|---|---|---|
| Personal Line of Credit | 12.25% to 17.50% |
|
*Rates expressed as APR-Annual Percentage Rate.
Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.
| Fee Type | Amount | |
|---|---|---|
| Late Payment Fee for Consumer Loans | $25.00 per month late |
|
| NSF for Returned Loan Payment, Personal Line of Credit Check or ACH | $25.00 |
|
| Pay by Phone Loan Payment Transfer from a non-Delta Community account | $8.00 |
|
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
