Personal Line of Credit

Fast and Easy Access to Funds

What is a Personal Line of Credit?

A Delta Community Credit Union Personal Line of Credit is a line of credit up to $20,000, based on creditworthiness and ability to repay.

Apply Now for Personal Line of Credit

Overview & Benefits

With a revolving line of credit you have the freedom to spend funds wherever and whenever you need.

Rates

Line of Credit Rates

Competitive Personal Line of Credit Rates for Your Needs

Choose a Personal Line of Credit to consolidate bills, pay for unexpected expenses like car repairs, or take a vacation.

Type APR*
Personal Line of Credit 11.75% to 17.50%
Type:
Personal Line of Credit
11.75% to 17.50%
APR*:
11.75% to 17.50%

*Rates expressed as APR-Annual Percentage Rate.

Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.

Fees

Loan Fees

Fee Type Amount
Late Payment Fee $25.00 per month late
Fee Type:
Late Payment Fee
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer from a non-Delta Community account $8.00
Fee Type:
Pay by Phone Loan Payment Transfer from a non-Delta Community account
Amount:
$8.00