Fixed-Rate Mortgage

Lock in Your Home Loan Rate

Easy Credit Union Mortgage Services

In the market to purchase a home or wanting to refinance your current mortgage loan? Delta Community’s Fixed-Rate Mortgage is a conventional loan that is anything but conventional. You can get a 10, 15, 20 or 30 year fixed mortgage rate and be protected from the possibility of rising interest rates. Properties that qualify for our Fixed-Rate Mortgages are primary residences, second/vacation homes and rental properties.

Now through December 31, 2018, receive $500 off closing costs on your Fixed-Rate or Adjustable-Rate Purchase Loan.*

Apply Now

What is a Fixed-Rate Mortgage?

A Fixed-Rate Mortgage is a mortgage loan where the interest rate remains the same. The monthly principle and interest payment does not change over the life of the loan.

Fixed-Rate Mortgage Benefits

  • Interest rate stays the same
  • Makes budgeting easier
  • Simple to understand

Several Fixed-Rate Mortgage Loans to Choose From:

  • First-Mortgage Purchase or Refinance Home Loan
    • Origination fee that’s generally 1% of the loan amount
  • First-Mortgage No-Origination-Fee Home Loan
    • No origination fee

Learn More About Fixed-Rate Mortgages

  • Home Loan Rates

    Find the Best Fixed-Rate Mortgage That Fits Your Needs

    Whether you need a 10, 15, 20 or 30 year fixed-mortgage rate, we have you covered. Whichever home loan rate you choose, you will receive a fixed-rate for the life of the loan.

    View Our Credit Union Mortgage Rates and More:

  • Apply Now

    Lock in Your Fixed-Rate Mortgage Now

    Apply for a Fixed-Rate Mortgage Loan and you might even receive an instant approval based on your credit report.

    Fixed-Rate Home Loan or Other Mortgage Questions?

    We provide several options to help you get the answers you need. Contact us at 866-963-7811 to speak to a Home Loan Specialist closest to you. We look forward to speaking with you soon.


*$500 off Fixed-Rate and Adjustable-Rate Purchase Loans valid until 12/31/2018. Offer does not include Refinances or Home Equity Loans.