Delta Community Credit Union Logo

Blog

Budget, Investment, Real Estate, Savings

10 Spring Home Tips to Save Summer Money

Hot weather often means more air conditioning, more ice from the refrigerator, more electric fans, and more energy to keep those devices running. That extra energy creates higher utility bills and costs more money. But before the summer weather arrives, there are some home maintenance tasks that can be done that could assist in lowering both indoor temperatures and the expense of staying cool.

Budget, Investment, Real Estate, Savings

There’s More Than One Closing Cost When Buying a Home

Homeownership is an important life goal for many people. However, the true cost of owning a home includes expenses beyond just monthly mortgage payments. From financing, insurance and property taxes, to utilities, maintenance and repairs, it’s important to be fully aware of what to be prepared for before purchasing a home.

Credit, Investment, Savings, Security

How to Protect Your New Computer from Hackers

If you’re setting up a new computer, one thing that should be done right away is to check—and install if necessary—a number of security measures to help protect that PC from being infected by malware.

Features, Security, Taxes

Update Your Delta Community Contact Details Today!

If any of your personal contact details that are used for your Delta Community accounts have changed, the Credit Union needs to have your current information as soon as possible. Reviewing and updating your personal contact information annually is the best way to have your accounts operating efficiently.

Budget, Credit, Savings, Vehicles

Buying a Car in the Current Market

Buying a car can be overwhelming and stressful with all the decisions to make: do I get new or used; buy or lease; what are the financing options and available deals (not to mention what color to pick)? Following are some tips for a successful car buying experience in the current buying environment, including how to research and budget for new and used cars and manage the challenges of a high-buyer demand market.

Real Estate

Top 7 Tips for a Smooth Home Loan: From Getting Pre-approved to Making an Offer

When getting a home loan, it’s important to carefully track and manage your finances to help avoid financing delays. It sounds simple, but staying in your current residence, sticking with your current job, and keeping your existing financial accounts all matter to the financing company and demonstrate fiscal stability.

Budget, Investment, Savings, Taxes

2021 Tax Documents to Hold On to After Taxes Are Filed

The U.S. Internal Revenue Service (IRS) advises that tax filers should hold on to any records that will validate any itemized tax deductions or tax credits that are claimed on a 2021 tax return. If the documents—either in paper or digital form—will be used to establish any tax claims for last year, then keep them for several years after filing taxes this year. Details on how long to hold on to filing documents vary, as the IRS is particular about the time limitations for managing different types of records.

Credit, Investment, Savings, Security

Keep Your Computer’s Data Secure, Even When Getting Rid of the Computer

Many of us are pretty dependent on our personal computers (PC) to assist in managing our lives, and that means we tend to store a wide range of personal information—our data—on them. From family photos and videos, music collections, medical and legal documents, to our resumes and examples of our work, the digital record of our lives tends to accumulate on our computer's memory drives, and probably grows larger over time. This information is valuable to us, and, potentially, could be valuable to a hacker, especially any financial and legal documents or financial account information. Information that is valuable should be protected from loss or theft, and it is well worth investing time (and maybe money) to safeguard your private data.

Education, Savings, Security

A Crook Wants to Fix Your Computer—Don’t Fall for Tech Support Scams

Tech support scams are an ongoing attempt to take victims’ money by convincing them that there is a serious problem with their computer when there is no problem; the scammer then offers to fix the problem for immediate payment. The scammers try to convince their innocent targets to pay them to eliminate a virus, malware, or other issue supposedly harming the victim’s computer before it can cause further damage and put their email, social media, healthcare, financial or other accounts in jeopardy of being hijacked.

Budget, Credit, Insurance, Savings

Preparing for the Costs of a New Pet

If you’re considering adding a pet to your family, it’s important to invest time in understanding both the upfront and ongoing costs of keeping your new family member happy and healthy so you both can enjoy your life together. The amount and type of pet ownership costs can range from less than $10 for a simple toy for play time to thousands of dollars in complex veterinary care and ongoing treatment and medications for an ailing pet. You should know and fully consider the entire range of beginning and upkeep costs as you prepare for pet ownership.
Displaying results 0-10 (of 273)
 |<  < 1   2  3  4  5  6  7  8  9  10  > >|

Browse by Topics

all categories Vehicles Taxes Insurance Education Scholarship Community Real Estate Savings Features Holiday Vacation Credit Investment Security Retirement Wedding Budget

View all Blog Posts

Like us on Facebook Follow us on Twitter Subscribe to us on YouTube Follow us on Instagram

Routing Number: 261071315

NMLS Number: 401141

Customer Support: 800-544-3328

Delta Community Credit Union, 3250 Riverwood Parkway, Atlanta, Georgia 30339

Equal Housing LenderNational Credit Union Administration

Find a Career Membership Eligibility Security & Privacy Center Privacy and Opt Out Notice Site Map

©2022 Delta Community Credit Union.

Like us on Facebook Follow us on Twitter Subscribe to us on YouTube Follow us on Instagram