Other Vehicle Loans

Financing Options for Whatever You Ride

Whether you’re ready to explore by motorcycle, RV, boat or aircraft, Delta Community is making it easy with rates as low as 3.79% APR1 for well-qualified borrowers with excellent credit. Be Sure to check out our great, low rates for New and Used Car Loans as low as 3.79% APR1 available for a limited time. Now’s the time to get moving—apply today.

Learn More about Other Vehicle Loans Apply Now for Other Vehicle Loans

Overview & Benefits

Other Vehicle Loan Options

In the market for a recreational vehicle or motorcycle loan? Delta Community has very competitive loan rates and can help you with the following:

  • Motorcycle Loans
  • Boat Loans
  • RV Loans
  • Aircraft Loans

We can also help with four-wheelers, new golf carts, snowmobiles, personal watercraft and more. View our Loan Rates page for more details.

Auto and Other Vehicle Loan Calculators

Try our Auto and Vehicle Loan Calculators to help answer some frequently asked questions on auto and vehicle loan payments, financing and more.

Rates

Rates below are for motorcycle, boat, RV and aircraft loans only. Want to finance something else that moves? View our Loan Rates page for more details.

New and Used Other Vehicle Loans

Term APR*
Up to 12 months 3.79% to 14.49%
Term:
Up to 12 months
APR*:
3.79% to 14.49%
24 months 3.79% to 14.49%
Term:
24 months
APR*:
3.79% to 14.49%
36 months 3.79% to 14.49%
Term:
36 months
APR*:
3.79% to 14.49%
48 months 3.79% to 14.49%
Term:
48 months
APR*:
3.79% to 14.49%
60 months 3.79% to 14.49%
Term:
60 months
APR*:
3.79% to 14.49%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only 4.39% to 15.29%
Term:
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
4.39% to 15.29%
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only 4.99% to 16.09%
Term:
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
4.99% to 16.09%
120 months for $50,000 or more on boats, RVs and aircraft loans only 5.39% to 16.79%
Term:
120 months for $50,000 or more on boats, RVs and aircraft loans only
APR*:
5.39% to 16.79%
180 months for $75,000 or more on boats, RVs and aircraft loans only 5.69% to 17.49%
Term:
180 months for $75,000 or more on boats, RVs and aircraft loans only
APR*:
5.69% to 17.49%
240 months for $100,000 or more on boats, RVs and aircraft loans only 5.99% to 17.49%
Term:
240 months for $100,000 or more on boats, RVs and aircraft loans only
APR*:
5.99% to 17.49%

*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.

Fees

Loan Fees

Fee Type Amount
Late Payment Fee for Consumer Loans $25.00 per month late
Fee Type:
Late Payment Fee for Consumer Loans
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer from a non-Delta Community account $8.00
Fee Type:
Pay by Phone Loan Payment Transfer from a non-Delta Community account
Amount:
$8.00

1. Annual Percentage Rate (APR) available September 1 through October 31, 2025. Vehicle loans currently financed through the Credit Union cannot be refinanced with this offer. This offer is based on our estimation of your income and is contingent upon your (a) continuing to meet credit worthiness requirements, (b) meeting income requirements consistent with the estimated values we obtained, (c) housing expenses within acceptable limit and (d) providing acceptable collateral to secure the loan. Income verification may be required. Funds can only be used for a single purchase not to exceed the offer amount. Offer cannot be combined with any other offer and is not transferable. You may apply for a higher loan amount; however, the interest rate and estimated monthly payment may change.