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Insights for January 2019

Monthly newsletter INSIGHTS January 2018

2019 Philanthropic Fund Recipients Named

Delta Community Philanthropic Fund Committee

We are excited to announce that we have selected our 2019 Philanthropic Fund recipients. Throughout the year, Delta Community will be investing $100,000 in 24 organizations which support metro Atlanta children and families.

A Delta Community employee committee, pictured above, selected the 2019 Philanthropic Fund grant recipients from hundreds of applications received last year. Among the 24 organizations to receive a grant are Atlanta Children’s Shelter, Hands of Hope Clinic, Meals on Wheels Atlanta, YMCA of Metro Atlanta and Horizons at Woodward Academy.

With the award of these 2019 grants, the Delta Community Philanthropic Fund will have invested more than $500,000 in metro Atlanta non-profits since its launch in 2013. You can visit our Philanthropic Fund page for the full list of recipients and more information on how your organization can apply for a grant.

Delta Community on Atlanta & Company

Delta Community on Atlanta and Company

CEO Hank Halter and Business and Community Development Manager Reina Short recently appeared on 11 Alive’s morning show, Atlanta & Company, to discuss our Philanthropic Fund and the 2019 recipients. They were joined by Sushma Barakoti, Executive Director of Refugee Women’s Network and recipient of a 2018 Philanthropic Fund grant.

“The grant from Delta Community’s Philanthropic Fund allowed Refugee Women’s Network to provide refugee and immigrant women with education, job training and other skills which not only help them assimilate into their new lives in the U.S., but also succeed as leaders in their families and in their communities,” said Barakoti.

“We’re committed to investing in the communities we serve,” said Hank. “Our Philanthropic Fund allows us to maintain focus on supporting organizations which share our goals of providing financial literacy and health and humans services to those in need.”

HBCU Scholarship Presented to Fort Valley State Student

HBCU scholarship winner

In December, Delta Community and Atlanta radio station KISS 104 awarded the final $2,500 HBCU Scholarship of 2018 to Keith Richard of Snellville, Georgia.

Keith is a freshman at Fort Valley State University majoring in supply chain and logistics management and aspires to take his family’s business to the next level. In addition to classes and work, Keith makes time for several extracurricular activities. He has served as a Boy Scout camp leader and a volunteer with the Shop with a Cop program to help children in need. Keith has also played the violin for over five years and is a member of the Fort Valley State cross country and track and field teams.

Throughout 2018, we awarded a total of $10,000 in scholarships to students attending Historically Black Colleges and Universities in the state of Georgia. The HBCU Scholarship is part of Delta Community’s annual Scholarship Program. Visit our website to learn more about all of the scholarships that we offer.

Purchase Rewards – Same Offers, New Name

girl online shopping

Purchase Rewards is now Get Cash Back! Members may have already noticed the recent name change in Online Banking or in the Delta Community Mobile App. Our virtual rebate program allows members to earn cash bonus incentives by shopping retailers you already know and love – using the Delta Community Debit Card. Simply activate and redeem the offers, and reap the great benefits each month.

If you haven’t taken advantage of this awesome Get Cash Back rewards program, now is definitely the time!

Delta Community Employees Take a Holiday Flight

Delta Community employee volunteers

Volunteers from Delta Community played the role of Santa’s helpers during Delta Air Lines’ North Pole flights, held in December at the Hartsfield-Jackson Atlanta International and Salt Lake City airports. This annual event helps make the holidays brighter for critically-ill patients. The children board a Delta plane and then deplane in an area of the airport transformed to look like the North Pole, where volunteers are dressed like elves and interact with the kids to help make holiday crafts and other treats.

The Atlanta North Pole Flights welcomed patients from Children’s Healthcare of Atlanta Cancer Center patients, while employees from our Salt Lake City Branch spent the day with young patients from Shriner’s Hospital for Children and Primary Children’s Hospital.

Activate Your Bonus Reward Points

man shopping for groceries

The new year is a great time to get more engaged with Delta Community’s Bonus Reward Points Program. Each quarter, we offer an opportunity to earn bonus points on select categories from gas and groceries to restaurants and retail. Be sure to enroll each quarter to earn 2x or 3x the Reward Points on the purchases you make every day.

Activate bonus categories for January – March in Delta Community’s Reward Points Program so you can earn:

  • 3x Reward Points for eligible purchases at Health and Rec Clubs, Utility Companies, Insurance Services and Cable and Satellite Vendors.
  • 2x Reward Points for eligible purchases at Gas Stations and Grocery Stores.
  • 1x Reward Points for every $1 spent on eligible purchases in categories outside the bonus categories.

To activate, simply log in to Online Banking, select Reward Points under the Additional Services tab, click View/Redeem Points and then the Login button. This will take you to the Reward Points home page. Select the banner that says Earn More Points and then activate this quarter’s bonus categories.

When you’re ready to redeem your points for rewards, you can choose from a wide variety of Gift Cards, Cash Back, Merchandise and Travel with no blackout dates.

Charitable Giving and Volunteering

delta community employees donating toys for tots

Charitable giving and employee volunteering are a very important aspect of Delta Community’s culture. We are always committed to making a difference in the communities we serve, especially around the holiday season. Here are a few of the ways that Delta Community has given back this season:

  • Children’s Healthcare of Atlanta Patient Party - Employee volunteers brought holiday cheer to young patients and their families by making reindeer headbands, decorating Christmas photo frames and making Christmas wreaths and stockings.
  • Bloom Closet Donations - For the fourth year, our Human Resources and Corporate Training departments sponsored a family through the Bloom Closet and purchased toys and clothing from the family’s wish list. Corporate Training AVP Pam Paulk says, “We decided several years back that we would like to sponsor a family, and in doing so, we have found it provides us all with a sense of purpose, doing the right thing and fully understanding the meaning of gift giving.”
  • Children’s Healthcare of Atlanta Toy Donations - Our Accounting Department collected toys and hand delivered them to children who spent Christmas in the hospital.
  • Atlanta Community ToolBank Hammers and Ales - Delta Community sponsors this event in December, which supports Atlanta Community ToolBank’s mission of equipping charitable groups and volunteers with tools and resources to compete community outreach projects more efficiently.
  • Denim in December for Children’s Miracle Network - During the month of December, employees were able to make a small monetary donation to Children’s Miracle Network and in exchange they were able to wear jeans all month long.
  • Toys for Tots - Johnson Ferry Branch Manager Eddie Johnson donated toys on behalf of Delta Community to the Great Toy Drop, hosted by Atlanta Radio station Q100. In addition, we visited Power 96.1’s “Stuff-A-Bus” event to provide multiple toy donations to children in need.

If you’re looking for a way to give back, stop by any of our branches and purchase candy bars, water bottles, piggy banks and more. Purchases benefit Children’s Miracle Network Hospitals, which includes Children’s Healthcare of Atlanta, with pediatric care, education, research and equipment.

Delta Community App Rated Top Ten for the Third Year

girl using her mobile phone

MagnifyMoney, an online financial product review site, named Delta Community as having one of the best mobile banking apps of 2018 in their annual rankings. Our Mobile App was rated third in their top 10 listing, which is based on ratings of the 50 largest banks and 50 largest credit unions in the country.

If you haven’t already, download our app today and experience the convenience of banking wherever you are including checking account balances, transferring funds, making bill payments or locating nearby surcharge-free ATMs.

Financial Education Center Seminars

Delta Community’s comprehensive Financial Education Center is designed to improve the financial lives of our members and community by offering resources on a variety of topics from budgeting to protecting your identity. Every month we offer members several free, on-site workshops.

  • January 8: Saving With Purpose - Session 1 | Webinar
  • January 9: 10 Steps to Financial Success | Delta Community Conference Center
  • January 17: Saving With Purpose - Session 2 | Webinar
  • January 17: Retirement Readiness | Peachtree City (Wisdom Road)
  • January 23: Sticking to Your Budget | Peachtree City (Wisdom Road)
  • January 31: Retirement Readiness | Delta Community Conference Center

Check our Financial Education Center calendar for more information on upcoming seminars.

Monthly Blog

Add an IRA to Your Tool Box: With each new year comes new opportunities to set goals to improve your habits, health or wealth. While we can’t help you hit the gym more often, we can offer tips for improving your finances. Opening an Individual Retirement Account, or IRA, is a great way to save for the future, and the earlier you get started, the more time your savings has to grow.

Financial Status

As of November 30, 2018:
Assets: $5.8B | Deposits: $5B
Loans: $4.6B | Members: 385,191

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