Insights for October 2018
Looking for a Car Loan with a Great Rate?
Put fewer miles on your wallet with a Car Loan from Delta Community. During the month of October, Delta Community will offer well-qualified borrowers with excellent credit loan rates starting as low as 2.58% APR1for both new and used vehicles.
In addition to low rates, members can take advantage of:
- Easy online application process via Online Banking
- No application fee
- No pre-payment penalties
As an added bonus, members who finance their loans with us and purchase their vehicles through Carvana will receive an extra .25% off their already low rates.
Spend and Score Big This Football Season
Football fans--you could be the envy of your tailgating pals! Skip the PIN on your Delta Community Visa® Debit and Credit Card purchases between October 15 and November 15, 2018 and you’ll be automatically entered for a chance to win the coolest tailgating gear in the Delta Community Spend and Score Sweepstakes.2You’ll earn an entry each time you use your card on eligible purchases, so the more you spend the more chances to score big this football season!
Two lucky winners will receive a prize package valued at up to $2,500:
- Big-Screen TV
- $100 Visa Gift Card
- Fun Delta Community branded tailgating gear
Don't Miss Your Chance to Pocket Your Appraisal
The Delta Community Pocket Your Appraisal Promo offers members affordable Home Equity rates, a variety of terms to choose from, a no-fee application process and for a limited time, no appraisal fee.3
Whether you need to finance home improvements, cover unexpected expenses or consolidate debt, a Delta Community Home Equity Loan or Line of Credit may be the right option for you.
Fixed-Rate Home Equity Loan benefits include:
- 5, 10 and 15-year fixed terms
- Available for primary and secondary residences
- No pre-payment penalty
Home Equity Line of Credit benefits include:
- Competitive variable interest rate
- Funds available on an as-needed basis
- Easily transfer funds from your Line of Credit to cover expenses
Open the door to affordable financing with the Home Equity Pocket Your Appraisal Promo.
New Full-Service Branch Coming to McDonough
Delta Community recently named McDonough as the home of our 26th branch location in metro Atlanta and 29th branch overall. The full-service branch will open in the spring of 2019 and will be located near the historic McDonough town square. It will house full-service teller operations, three drive-through lanes and two ATMs, as well as a complete team of financial professionals to assist Delta Community members with their home, auto and personal loan needs. We look forward to serving our members, and welcoming new members, with this new, convenient location. Follow us on Facebook for updates regarding the progress and opening of the McDonough Branch.
Philanthropic Fund Grants Awarded in September
We recently presented two grants from our 2018 Philanthropic Fund, totaling $7,500, to the organizations listed below:
- Healing Bridge Clinic received a $2,500 grant to aid in providing quality health care to people in need. Healing Bridge Clinic provides free primary health care to the uninsured and the underinsured of Fayette, Coweta and South Fulton counties who are within the 200% federal poverty income.
- House of Dawn received a $5,000 grant to support their continuing mission to provide stable, loving homes for young mothers and their children, as well as to provide the educational opportunities and life training skills needed to become independent, self-supporting women. These funds will directly support financial literacy activities including money management, budgeting, use of credit, job attaining skills and more.
The Delta Community Philanthropic Fund will invest a total of $105,000 throughout 2018 to 22 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve. The total amount is an increase of $5,000 in recognition of the program’s fifth anniversary in 2018.
HBCU Scholarship Presented to Spelman College Student
In September, Delta Community and Atlanta radio station KISS 104 awarded the third $2,500 HBCU Scholarship of 2018 to Kennedy Martin of Cincinnati, OH.
Kennedy is a freshman at Spelman College majoring in biochemistry. She has a deep passion for working with and caring for children and has dreams of becoming a pediatrician.
Throughout 2018, we will award a total of $10,000 in scholarships to students attending Historically Black Colleges and Universities (HBCUs) in the state of Georgia. The HBCU Scholarship is part of our annual Scholarship Program. Visit our website to learn more about all of the scholarships that we offer.
Members Insurance Advisors Celebrates 10th Anniversary
Members Insurance Advisors, a subsidiary of Delta Community Credit Union, is celebrating 10 years of helping Delta Community members with their insurance needs. Their experienced insurance advisors take a consultative approach to providing insurance that puts you first. An independent insurance agent works directly with you and shops multiple “A” rated carriers to get you the best possible quote for the coverage you need, such as Auto or Homeowners Insurance.
In celebration of Members Insurance Advisors’ 10-year anniversary milestone, a newly refreshed website has been launched to provide a better member experience. This includes a responsive design that improves your ability to view the site from a variety of devices and new, quick and easy-to-use quote forms. Members Insurance Advisors works with some of the top names in insurance, including carriers such as Travelers, Auto-Owners and Progressive. Learn more about this member benefit by visiting MembersIA.com .
Give Back Giveaway: Last Chance to Enter Your School
Delta Community has teamed up with Jenn Hobby and Jeff Dauler from Star 94.1 for Jeff & Jenn’s $10,000 Give Back Giveaway, which invites metro Atlanta youth to organize a service project in their school’s community that gives back to young people.
The top five schools will be awarded cash prizes with three finalists receiving $1,000 each, one runner-up receiving $2,000 and one grand prize winner receiving $10,000! Organizations can use the prize money for anything they need such as new uniforms, new band instruments, a competition trip or a new playground. The contest runs until 5:30 p.m. on Friday, October 26. Visit the Star 94.1 website for the complete contest rules and to enter.
Financial Education Center Seminars
Delta Community’s comprehensive Financial Education Center is designed to improve the financial lives of our members and community by offering resources on a variety of topics from budgeting to protecting your identity. Every month we offer members several free, on-site workshops.
- October 3: The Journey to Buying a Car | Vinings
- October 5: 18 Risks That Can Derail Retirement | Virginia Ave.
- October 17: 10 Steps to Financial Success | Peachtree City (Wisdom Road)
- October 25: 18 Risks That Can Derail Retirement | Vinings
- October 30: Am I Covered? | Peachtree City (Wisdom Road)
Check our Financial Education Center calendar for more information on upcoming seminars.
As of August 31, 2018:
Assets: $5.8B | Deposits: $5B
Loans: $4.6B | Members: 382,255
Monday, October 8
EVERYTHING YOUR BANK SHOULD BETM
1 Must apply on or after October 1. Rates expressed as Annual Percentage Rate (APR). Rates are based on creditworthiness and term of loan. APR available through October 31, 2018. Income verification may be required.
2 Use your Delta Community Consumer Visa Debit and/or Credit Card as a non-PIN transaction purchase from October 15, 2018- November 15, 2018 (“Sweepstakes Period”) and you'll be automatically entered to win one of two prizes (consisting of a Big Screen T.V., $100 Visa Gift Card, and Delta Community branded gear) as part of our Delta Community Card Spend and Score Sweepstakes! For complete contest rules and details visit DeltaCommunityCU.com/SpendAndScore. NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to legal residents of the United States, except residents of Florida, who are eighteen (18) years of age or older and who are either Delta Community members or eligible for Delta Community membership. Mail-in Entries must be submitted on a 3x5 card to qualify for entry. Enter as often as you wish; however, each mailed entry will count as one (1) entry into the random drawing and must be mailed in a separate postmarked and stamped envelope.
3 Apply between October 1-October 31, 2018 and we’ll waive the appraisal fee for your Home Equity Loan or Line of Credit. Property insurance may be required.
NCUA This credit union is federally insured by the National Credit Union Administration.