Add Our CDs to Your Interest Collection
One of the first things you need to know about managing your finances wisely is that you shouldn’t let your money just sit. So if you have money lounging around in a checking account or savings account, you might want to put it into one of our Personal Certificates of Deposit, where it can earn a higher rate of interest.
Interested in other savings options? In addition to our high-yield Certificates of Deposit, we also have great rates on Money Market Accounts. Take a look at our competitive dividend rates for our full range of interest-bearing accounts.Learn More about Certificates of Deposit Apply Now for Certificates of Deposit
A certificate of deposit (CD) is another way for you to watch your money grow at a higher interest rate. It is similar to a savings account in that it helps you grow your money, but CDs are a time deposit. Your deposited funds are set for a fixed-term and can be used once the certificate of deposit has matured (fixed-term is complete).
All of our Personal Certificates of Deposit earn interest daily and have flexible terms to fit your financial needs. And when the CD matures, you can renew it for another consecutive term or have the funds transferred to your Checking, Savings, Additional Savings or Money Market Account.
Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00
*APY = Annual Percentage Yield. Rates subject to change.
Rates are effective as of the first day of the current month.
Early withdrawal penalties apply.
Delta Community Credit Union has one of the highest certificate of deposit rates compared to traditional banks.
|Certificate of Deposit Accounts
|Bank of America
|Fixed Term CD
|Wells Fargo CD
|Fixed Rate CD
*APY = Annual Percentage Yield. APYs are accurate as of the first day of the current month and are subject to change. Consult the financial institution directly for full product terms and current rates. Rates provided by MyBankTracker.com.
CDs are federally insured by the National Credit Union Administration (NCUA), a federal government agency. The basic insurance amount is $250,000 per individual account holder. Share insurance coverage can be increased if accounts are held in different categories of ownership, such as joint accounts and payable-on-death accounts.