August 2020 Insights

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HBCU Scholarship Presented to Paine College Student

HBCU Recipient

In July, Delta Community and Atlanta radio station Majic 107.5/97.5 awarded the second $2,500 HBCU Scholarship of 2020 to Anthony Ellis of Stockbridge, via a Zoom video conference.

Anthony is majoring in Accounting with a goal of helping members of our community understand finance and money management. He is both an accomplished scholar and outstanding student athlete, maintaining a perfect 4.00 grade point average as a Presidential Scholar while serving as a captain of the baseball team. Additionally, he has been a campus leader in other areas; he has been president of the Student Athletic Council and Mr. Homecoming 2020; he was also the Student-Athlete of the Year for 2019-2020. Anthony loves assisting children and has been a regular volunteer helping kids at local Augusta schools. He is from Stockbridge, Georgia, and graduated from Dutchtown High School in 2017.

Throughout 2020, we will award a total of $10,000 in scholarships to students attending Historically Black Colleges and Universities in the state of Georgia. The HBCU Scholarship is part of Delta Community’s annual Scholarship Program. Visit our website to learn more about all of the scholarships that we offer.

Get a Low-Rate Car Loan with No Payment for 60 Days

Family packing car

Delta Community is offering members low rates on new and used Car Loans through August 31. Well-qualified borrowers with excellent credit can get rates as low as 1.98% APR.1

In addition to great, low rates, you can take advantage of:

  • Applying from the comfort of your own home with our easy online application process
  • Deferring your payments for up to 60 days2
  • No pre-payment penalties

As an added bonus, members who finance with Delta Community and purchase through Carvana will receive an extra .25%3 off their already low rates. Carvana offers a convenient, touchless, online car-buying experience with more than 15,000 vehicles to choose from. Every vehicle comes with Carvana’s 7-Day Return Policy and you can also get an offer for your trade-in, in minutes.

2021 Philanthropic Fund Application Period is Open

Volunteer helping child

The application period for the 2021 Philanthropic Fund grant awards is still open! This annual grant-making program provides financial support to registered 501(c)(3) non-profit organizations in our 14-county metro Atlanta region and in our out-of-state branches. Throughout 2021, the program will distribute a total of $125,000 to 20 non-profit organizations committed to financial literacy, educational programs focused on science, technology, engineering, arts and mathematics (STEM/STEAM) and youth development.

Interested organizations can review the 2021 Philanthropic Fund grant guidelines and submit an application on our website by August 31, 2020.

Philanthropic Fund Grants Awarded in July

Philanthropic recipient

We recently awarded two more grants from our 2020 Philanthropic Fund, totaling $5,000, to the organizations listed below:

  • Piedmont Park Conservancy, pictured, received $2,500 for their field trip program, which is designed to prepare youth with the necessary skills to solve some of the world's most complex problems, as well as promote shared social experiences that provide the opportunity for students to encounter and explore new concepts in an authentic setting within Piedmont Park.
  • Quality Care for Children accepted an award of $2,500 to help with their Ensuring Access-Emergency Childcare Program. This program helps secure consistent and trustworthy childcare for families in need.

The Delta Community Philanthropic Fund will invest a total of $100,000 throughout 2020 to 18 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve.

Cool Cash Summer Camps

Cool Cash Camps

Last month, over 350 children attended the seventh annual series of our Cool Cash Money Camps through virtual sessions with fun, interactive discussions and games. These youth camps are designed to help children between the ages of 7 and 14 learn more about money basics, including the value of earning and saving money, the importance of spending it wisely and credit basics.

Upon completing the class, the children were sent workbooks and encouraged to make good financial decisions. Visit our website to find more savings tips and activities for your kids!

Find New Offers in Online Banking

Woman looking at tablet

Delta Community has recently added a new feature to Online Banking giving you convenient access to exclusive offers all in one place. From time to time, we’ll present offers tailored to you such as pre-approved Credit Card and Car Loan offers. We hope you enjoy our streamlined, interactive application process showcasing personalized products and services to best suit your financial needs. To learn more, log in to Online Banking and click the Offers tab or in our Mobile App, select More and then Offers.

Delta Community Celebrates 80 Years

80th Anniversary

As banks come and go, multiple and merge, Delta Community Credit Union is having our 80th Anniversary! That's eight decades of putting our members first, by helping them build strong financial lives. Visit our YouTube channel to view our new 80th Anniversary TV spots.

Financial Education Center Seminars

Delta Community's comprehensive Financial Education Center is designed to improve the financial lives of our members and community by offering resources on a variety of topics from budgeting to protecting your identity. Every month we offer members several free workshops. Upcoming online workshops include:

  • August 11: Federal Student Aid with FAFSA by BALANCE | Live Webinar
  • August 13: Basics of Borrowing August 13 | Live Webinar
  • August 18: Investing 101 | Live Webinar
  • August 20: Federal Student Aid with FAFSA by BALANCE | Live Webinar
  • August 25: Basics of Borrowing August 25 | Live Webinar
  • August 27: Retirement Readiness | Live Webinar

Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blog

  • Now That You’ve Been Furloughed, What Should You Do?: With reduced hours (or no hours at all), regular income has either diminished or stopped for furloughed workers. That may mean some tough decisions and actions for these sidelined workers. We'd like to present some options to consider and decisions to make that could assist you if you're furloughed.
  • Managing Your Credit Score During the Pandemic: According to a June 2020 story in The Wall Street Journal, “Americans have skipped payments on more than 100 million student loans, auto loans and other forms of debt since the corodivirus hit the U.S., the latest sign of the toll the pandemic is taking on people's finances.” This is to be expected with millions of people unemployed and totally or partially furloughed. We have some ideas for helping you manage your credit score during this unprecedented health situation.

Financial Status

As of June 30, 2020:
Assets: $7B | Deposits: $6.1B
Loans: $4.9B | Members: 419,413

Holiday Closings

Labor Day
Monday, September 7
2020 Holiday Closings


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Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811


1. Must apply on or after July 1. Rates expressed as Annual Percentage Rate (APR). Rates are based on creditworthiness and term of loan. APR available July 1 – August 31, 2020. Income verification may be required.
2. Restrictions apply. Offer valid through August 31, 2020. Member can defer first payment up to 60 days. Finance charges continue to accrue as of the loan date. Member is responsible for all payments.
3. Services offered through Carvana are separate and distinct from any business conducted with Delta Community and are not guaranteed by or obligations of the Credit Union. Additional .25% APR discount is only available for Carvana purchases made through December 31, 2020.