Insights for November 2018

Monthly newsletter INSIGHTS November 2018

Holiday Loans Make the Season Brighter

two girls enjoying lunch

Delta Community is making your holiday season a little easier! Now through December 31, apply for a 12-month Holiday Loan for as low as 6% APR1 for well-qualified borrowers with excellent credit. The application is easy and the funds can go directly into your Checking Account—usually by the next business day. A Holiday Loan is great for:

  • Traveling expenses
  • Gift giving
  • Hosting family
  • Paying bills

To apply, log in to Online Banking and select Apply for a Loan under the Loans tab or ask a Delta Community representative for more information today.

Friendsgiving Begins Today with a Special Bonus

friends enjoying dinner together

Refer your friends, family and coworkers to Delta Community and receive a limited time double bonus—$100 for each qualified referral2 from November 1 to December 31. Celebrate with those who are most important in your life and give them the gift of Credit Union membership—plus they can get $50 when they join. To get started, just follow these simple steps:

  1. Create a Refer-A-Friend account online
  2. Send a referral message to eligible friends via email, Facebook, Twitter or LinkedIn
  3. Check the status of your referrals online
  4. You get $100 for each friend who opens an account and meets a few simple requirements and your friend gets $50

2018 Season of Giving and Receiving Sweepstakes

family shopping together

With this year’s Season of Giving and Receiving Sweepstakes3, make a qualifying payment using Delta Community’s Bill Pay service online or on our Mobile App from now through December 31 and you’ll be automatically entered for a chance to win $5,000 from Fiserv, our Bill Pay service provider! To participate, simply add and pay a new bill, activate a new eBill or set up a new AutoPay to be entered for a chance to win. Additionally, a matching donation will be sent to charity through the non-profit organization Good 360.

Duluth Branch Celebrates 10th Anniversary

Delta Community executives with the Duluth Branch staff
Delta Community CEO Hank Halter (far left) and SVP of Branch Delivery, Pam Davis present the Suwanee Branch with their award to commemorate this milestone.

Last month, Delta Community celebrated the 10th anniversary of our Duluth Branch. During the ceremony, CEO Hank Halter presented Branch Manager Tom Fontaine with a special award to recognize the milestone and thank the team for their hard work and dedication to our members.

Almost 6,000 members consider Duluth their home branch, and it has welcomed nearly 1,200 new members this year alone. We are proud to support and serve Gwinnett County.

Don't Miss Your Chance to Spend and Score

friends tailgating before a game

Football fans—you could be the envy of your tailgating pals! Skip the PIN on your Delta Community Visa® Debit and Credit Card purchases until November 15, 2018 and you’ll be automatically entered for a chance to win the coolest tailgating gear in the Delta Community Spend and Score Sweepstakes.4 You’ll earn an entry each time you use your card on eligible purchases, so the more you spend the more chances to score big this football season!

Two lucky winners will receive a prize package valued at up to $2,500:

  • Big-Screen TV
  • $100 Visa Gift Card
  • Fun Delta Community branded tailgating gear

Reminder: Activate Your Bonus Reward Points

girl shopping

If you haven’t already done so, be sure to activate this quarter’s categories in Delta Community’s Bonus Reward Points Program. Your eligible Delta Community Visa Credit Card purchases will earn:

  • 3x Reward Points for eligible purchases at Grocery Stores and Restaurants.
  • 2x Reward Points for eligible purchases at Gas Stations and on Travel.
  • 1x Reward Points for every $1 spent on eligible purchases in categories outside the bonus categories.

To activate, simply log in to Online Banking, select Reward Points under the Additional Services tab, click View/Redeem Points and then the Login button. From the Reward Points home page, select the banner that says Earn More Points and then activate this quarter’s bonus categories.

When you are ready to redeem your points for rewards, you can choose from a wide variety of Gift Cards, Merchandise, Travel with no blackout dates, and Cash Back.

Delta Community Named One of the Best Places to Work

For the fourth consecutive year, Delta Community was selected as a finalist in the Best Places to Work survey, conducted by the Atlanta Business Chronicle.

Delta Community competed in the extra-large company category (more than 500 employees) and was named fifth among 10 finalists honored during the ceremony.

At Delta Community, our employees take great pride in they work they do serving our members every day. We are honored to receive this recognition.

Monthly Blog

  • Tips for Buying a Car Online: It’s no secret that technology is changing the way we do business, and smart shoppers can leverage high-tech tools to save time and money with almost any product, including vehicles. If you hate dealing with the hassle of shopping in person for a new or used vehicle, you may want to consider an online approach.

Financial Status

As of September 30, 2018:
Assets: $5.8B | Deposits: $5B
Loans: $4.6B | Members: 383,611

Holiday Closings

Veterans Day
Monday, November 12
and Thanksgiving Day
Thursday, November 22
Closed (Delta GO and TOC Open)
Holiday Closings


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Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811


1 APR=Annual Percentage Rate. Rates subject to change. This offer is based on creditworthiness at the time of offer acceptance. Income verification may be required. This offer is available November 1 - December 31, 2018.

2 Refer-A-Friend bonus cannot be combined with other promotions and is not valid for previous offers. Bonus payments are made within 60 days of program requirements being met. You can earn up to $500 per year. See Program Rules for more information. Offer good November 1 - December 31, 2018.

3 The 2018 Season of Giving & Receiving Sweepstakes. NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Sweepstakes starts at 12:00:01 a.m. ET on 10/15/18 and ends at 11:59:59 p.m. ET on 12/31/18. Open to legal residents of the 50 United States and D.C. who are 18 years of age and older and are Delta Community Credit Union members. Void where prohibited. View Official Rulesincluding details on how to enter by mail. Sponsor: Fiserv Solutions, LLC, 255 Fiserv Drive, Brookfield, WI 53045.

4 Use your Delta Community Consumer Visa Debit and/or Credit Card as a non-PIN transaction purchase from October 15, 2018 - November 15, 2018 (“Sweepstakes Period”) and you'll be automatically entered to win one of two prizes (consisting of a Big Screen T.V., $100 Visa Gift Card, and Delta Community branded gear) as part of our Delta Community Card Spend and Score Sweepstakes! For complete contest rules and details visit

NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to legal residents of the United States, except residents of Florida, who are eighteen (18) years of age or older and who are either Delta Community members or eligible for Delta Community membership. Mail-in Entries must be submitted on a 3x5 card to qualify for entry. Enter as often as you wish; however, each mailed entry will count as one (1) entry into the random drawing and must be mailed in a separate postmarked and stamped envelope.

NCUA This credit union is federally insured by the National Credit Union Administration.